Head of Finance & Tax

Hi! We're Mercuryo, and we’re on a mission to redefine finance by blending the best of traditional banking with the power of decentralized finance (DeFi). We believe everyone deserves seamless access to Web3 and traditional financial services, so we're building the platform that makes it real: one that simplifies crypto and integrates it into the broader financial ecosystem.

Since launching in 2018, we've grown into a recognized force in the industry, named one of Europe's Fastest-Growing Startups 2025 by Sifted and awarded Best Crypto On-Ramp & Payments Solution 2025 by Cryptonomist. We've partnered with leading brands including Visa, Mastercard, MetaMask, Trust Wallet, Ledger, and Jupiter, powering over 200 products and collaborating directly with major ecosystems like Solana, Consensys, and BNB Chain.

Why Mercuryo? 

Industry Impact 

Join us in helping world-class Web3 projects onboard millions of new users into the next generation of finance. 

Innovative Environment 

Collaborate with more than 300 talented professionals from diverse backgrounds — including banking, SaaS, and Web3 — all united in delivering outstanding user experiences. 

Growth and Learning 

Our expanding network of 200+ B2B partnerships and a user base of over 7 million means there’s always room to grow your skills, tackle new challenges, and push boundaries. 

Flexible Culture 

We’re remote-first, celebrating diversity across 30 countries. At Mercuryo, you’ll be empowered to take ownership of your work, spark creativity, and shape how we move forward together. 

About the Role:

We are seeking an experienced Head of Finance & Tax to lead the financial management, prudential oversight, and tax governance of its Spanish entity, which is currently applying for authorisation as a Crypto-Asset Service Provider (CASP) under the EU Markets in Crypto-Assets Regulation (MiCA). 

The role combines traditional financial leadership with responsibility for regulatory capital oversight, financial risk monitoring, safeguarding frameworks, and regulatory reporting obligations associated with CASP authorisation. 

As part of an international group of regulated financial institutions (including EMIs, VASPs, MSBs and other fintech entities), the Head of Finance & Tax will ensure that the Spanish entity maintains a robust and independent financial governance, regulatory compliance, and alignment with group financial standards. 

Your Role:

• Lead and oversee the full finance function for the Spanish CASP entity. 

• Manage accounting operations including: general ledger, financial close, reconciliation management, financial controls and documentation. 

• Ensure timely preparation of monthly, quarterly, and annual financial statements in accordance with applicable accounting standards and group reporting requirements. 

• Establish robust internal financial control frameworks appropriate for a regulated financial institution. 

• Implementation of MiCA prudential financial governance frameworks. 

• Ongoing monitoring of regulatory capital and own funds requirements. 

• Regular stress tests of financial and operational resilience. 

• Development and maintenance of regulatory capital monitoring dashboards and escalation processes. 

• Ensuring the entity maintains the required capital buffers at all times. 

• Preparation of regulatory financial documentation required for CASP licence. 

• Coordination of prudential reporting to the competent authority. 

• Ensure proper segregation of client funds and crypto-assets from corporate assets. 

• Monitor financial flows related to safeguarding arrangements. 

• Ensure reconciliation processes correctly identify and match between on-chain balances, client ledgers, and financial records. 

• Own the entire Financial Risk Monitoring System in strong collaboration with our Head of Risk.  

• Prepare and deliver Monthly Management Information (MIS) reports for senior management and the Board. 

• Produce financial dashboards, KPIs, and variance analyses supporting strategic decisions. 

• Ensure alignment between local reporting and group financial reporting frameworks. 

• Lead the annual budgeting process and financial planning cycles. 

• Develop rolling forecasts and scenario modelling to support business growth and capital planning. 

• Ensure financial projections are aligned with regulatory capital requirements. 

• Manage all tax compliance and reporting obligations for the Spanish entity. 

• Coordinate with tax advisors and tax authorities. 

• Oversee emerging crypto tax reporting obligations including: 

• DAC8 reporting 

• OECD Crypto-Asset Reporting Framework (CARF) 

• Ensure appropriate tax governance, documentation, and reporting. 

What We're Looking For:

• Bachelor’s or Master’s degree in Finance, Accounting, Economics, or similar. 

• Professional qualification preferred (ACCA, CPA, CIMA, Chartered Accountant). 

• 8+ years experience in finance leadership roles. 

• Experience in regulated financial institutions (fintech, EMI, payment institution, investment firm, or crypto firm). 

• Experience with regulatory finance, prudential capital frameworks, or supervisory reporting. 
• Knowledge of crypto-asset businesses and CASP operations strongly preferred.

• Strong knowledge of financial governance in regulated environments. 

• Understanding of MiCA regulatory framework and CASP prudential requirements. 

• Strong analytical, organisational, and leadership skills.. 
• Ability to operate in a fast-growing fintech / crypto environment 
• Strong sense of regulatory responsibility and integrity 

• Detail-oriented and highly organised 

• Strategic mindset combined with hands-on operational capability 
• Ability to work within a global group structure 
• The successful candidate will be subject to a mandatory F&P pre-assessment. 

• Must meet Annex II – Skills of the EBA/ESMA suitability guidelines for members of the management body and key function holders. 

• Must meet ESMA Fit & Proper assessment guidelines for CASPs under MiCA. 

• The ideal candidate has already previously obtained a F&P approval. 

What We Offer:

• Competitive market rate salary and performance-based incentives.
• 22 days annual leave with an additional 6 company days, plus bank holidays.
• Comprehensive health insurance plans.
• Extensive benefits program.
• Flexible work schedule and remote work options.
• Modern offices and co-working spaces across 6 countries.
• Working equipment.
• Professional development and training opportunities.
• Opportunity to shape the initiatives you’re working on.
• Diverse and friendly team.
• We are open-minded to new ideas.

Join Us!

If you're driven to be a part of the Web3 forefront and are keen to leave your mark on this rapidly evolving field, Mercuryo is an excellent choice. Discover our open positions and see how you can contribute to shaping the future!

Mercuryo is an equal opportunity employer and prohibits discrimination and harassment of any kind. We are committed to providing employees with a work environment that is progressive and open-minded. Our employment philosophy is to hire the best people and empower them to do the best work of their lives. Employment decisions are based on business needs and individual merit, without regard to race, colour, religion, ethnicity, sexual orientation, nationality, marital status, gender, age, disability, veteran status, or any other characteristic protected by law. Mercuryo is also committed to providing reasonable accommodations during the application process for qualified individuals with disabilities. If you require assistance to complete your application, please contact our Talent Team.